Terms and Conditions

• This is an investment plan to own HUID 916 gold jewellery and 18K-diamond jewellery of eternal value by investing a fixed amount in monthly installments.
• The number of installments can be paid in multiples of Rs. 1000 to Rs. 1,00,000.
• After completing the 10-month plan period, you can purchase gold and diamond jewelry in the 11th month.
• Under this plan, after the term ends, the gold you pay will be credited to your plan account either as the total amount (gold price applicable on the day of purchase) or as a pro-rata amount based on the amount you pay each month.
• If you choose to pay the total weight in your account after the term ends under this plan, the gold price on the day of purchase will not apply to you.
• Upon completion of the plan period, you can purchase Kerala model gold jewelry weighing the same amount of grams of gold as your plan account with 0% processing fee and other gold and diamond jewelry with up to 50% discount on processing fee.
• If you purchase more gold than is available under the Gold Purchase Plan, you will only have to pay the gold price and labor on the day of purchase for the excess weight.
• Those who make installment payments will not receive any benefits under the plan.
• Those who are unable to complete the installments can purchase gold ornaments for the amount paid in the plan only after the term.
• Investment under this plan is available only in the form of gold and diamond ornaments or gold coins.
• The applicant must provide ID proof proving address.
• Taxes including GST and other government taxes must be borne by the customer.
• The installment amount must be paid every month without any delay by cheque, cash, or online payment.